1. Introduction
Welcome to TheWealthGuru.com, operated by Abhi Paul — Financial Professional & Agency Owner.
Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, attend our workshops, download resources, or contact us for services.
By using this website, you consent to the data practices described in this policy.
2. Information We Collect
We may collect the following types of information:
- Personal Information — such as your name, email address, phone number, or contact details submitted through forms.
- Service & Consultation Data — including preferences, goals, or notes shared during consultations.
- Technical Information — such as IP address, browser type, device details, and pages visited (via cookies or analytics tools).
- Marketing Preferences — your opt-in status for newsletters, updates, and promotional materials.
3. How We Use Your Information
We use your data to:
- Respond to your inquiries and schedule consultations.
- Send requested materials, guides, or educational content.
- Communicate updates, events, and financial-literacy resources (with your consent).
- Improve website performance and user experience.
- Maintain compliance with insurance and financial-services regulations.
We do not sell, rent, or trade your personal information.
4. Cookies & Tracking Technologies
Our website may use cookies and similar technologies to:
- Remember your preferences.
- Measure site traffic and engagement.
- Enhance page performance and functionality.
- You can modify or disable cookies in your browser settings at any time. Some features may not function properly if cookies are disabled.
5. Data Sharing & Third Parties
We may share limited information with:
- Licensed insurance carriers for quoting or application processing.
- Third-party professionals (e.g., estate planners, tax advisors) — only with your explicit consent.
- Service providers that assist in marketing, analytics, or data hosting.
All third parties are required to handle data securely and in compliance with applicable privacy laws.
6. Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or maintain ongoing client relationships.
7. Your Rights
Depending on your location, you may have rights to:
- Access, correct, or request deletion of your personal data.
- Withdraw consent for marketing communications.
- File a complaint with your local data-protection authority.
To exercise these rights, please contact us at info@thewealthguru.com.
8. Security Measures
We use administrative, technical, and physical safeguards to protect your personal information against unauthorized access, misuse, or disclosure.
While we take reasonable precautions, no online system is completely secure.
9. External Links
Our website may contain links to third-party websites.
We are not responsible for the privacy practices, content, or security of those external sites. Please review their privacy policies before sharing any information.
10. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements.
Any revisions will be posted on this page with a new “Last Updated” date. Continued use of our website indicates your acceptance of the updated terms.
11. Contact Us
If you have questions about this Privacy Policy, please contact:
Abhi Paul — Financial Professional & Agency Owner
📧 Email:abhi.paul@urwealthguru.com
📞 Phone: (248) 670-9249
🏢 Office:38345 W 10 Mile Rd, STE 320,Farmington Hills, MI 48335