Life Insurance Retirement Plan (LIRP)
What is a LIRP?
A LIRP uses life insurance with cash value that can grow tax-deferred and be accessed tax-advantaged for future goals — often used as a retirement supplement.
Can it lose money?
No direct market exposure. Your growth is linked to an index with protection against market downturns
Who is it for?
Professionals, families, and business owners who want long-term protection and tax diversification
Executive Bonus & Key-Employee Plans
What is an Executive Bonus Plan?
A business-funded life insurance strategy that rewards key employees while offering possible tax advantages to the company.
Why do business owners use it?
It helps attract and retain top talent, while giving valued team members additional long-term benefits.
Can employees access the value later?
Yes — depending on structure, policies can build cash value for future access or retirement needs.
FIA (Fixed Indexed Annuity) Rollover Solutions
What is a Fixed Indexed Annuity?
It’s a retirement product that offers growth potential linked to an index, with protection from market losses.
Who benefits from an FIA rollover?
Those with old 401(k)s or IRAs seeking stability, protection, and predictable income options.
How long is the commitment?
Typically 5–10 years, with limited annual access during that period.
Estate Preservation & Planning Services
Why is estate planning important?
It ensures your assets are protected, your wishes are honored, and your family avoids unnecessary delays or costs.
Who prepares the legal documents?
Independent licensed estate-planning attorneys or professionals — we coordinate strategy, not legal work
How often should plans be reviewed?
Every few years or after major life or business changes
Entrepreneurship & Financial Services Career
Can I join without a financial background?
Yes. We provide education, licensing guidance, and mentorship every step of the way.
Is income guaranteed?
No. Earnings depend on licensing, effort, and compliance — this is a business, not a job.
What kind of support is offered?
You’ll be mentored by experienced Agency Owners who’ve built their businesses from the ground up.
General
Do you provide legal or tax advice?
No. We educate clients and collaborate with independent professionals when legal or tax guidance is required.
Is my information private?
Absolutely. All client information is protected in accordance with WFG’s compliance and privacy policies.
Ready to Secure Your Legacy?
Schedule a complimentary Estate Preservation Review to understand your options and coordinate your life-insurance strategies with an estate plan that reflects your wishes.